Remember not to send any forms of payment until you put your settlement terms into writing. The terms of the settlement should affirm the correct amount you want to pay, and must have words which state that the creditor is willing to accept that amount as “full payment” of the debt. All communication must be sent through registered mail and these should be notarized. Make sure not to provide your credit card company any access to your bank accounts. You may contact your creditor to confirm that they have received your payment.
Read more about credit card debt collection
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